Are you an international student, about to get admission into an international college or university, or are you planning to study abroad anytime soon? If yes then, this article is for you because I will explain the major reasons why you should buy health insurance as an international student, regardless of your age, educational level, location, or home country.
Health is wealth, you need to be healthy before you can carry out your daily activities, as an international student. You need to be healthy and try as much as you can to adjust to the new environment as quickly as possible so that you’ll be able to carry out your daily activities without stress.
It is very important to buy a health insurance plan as an international student because you won’t have access to free medical care in some countries because you are not a citizen of the country.
Health insurance is very important for you as an international student even if you have a health insurance plan in your home country it won’t cover you because most health insurance does not cover you when you are abroad or outside the country.
In the United States, the available government-funded health care is not accessible to international students, although in some countries free medical care is for everyone.
Why Health Insurance Is Important For You As An International Student?
Emergency and Good Healthcare
Once you buy a health insurance plan as an international student you will have access to quality healthcare from reliable and trustworthy health workers. They will take good care of you when you are sick, you can also go for regular medical checkups. A lot of international students fall sick and it affects their education negatively because they don’t get quality health care immediately.
Costless For Healthcare
Once you have a health insurance plan, as an international student you don’t need to pay as much as those who don’t have a health insurance plan. Aside from that, your health insurance company will recommend the best hospitals that are competent to treat any disease. This will help you to avoid substandard hospitals which is very common among international students because it is very difficult to differentiate between the best and substandard hospitals.
To Avoid Unexpected Hospital Bills and Other Medical Expenses
A lot of international students can’t pay their school fees because they use all of their money to pay hospital bills when they fall sick. Some international students dropout of school in the process.
Once you buy a health insurance plan you don’t need to worry about your hospital bill because your health insurance company will pay on your behalf and you will get good care as quickly as possible without stressing yourself or spending your school fees on hospital bills. This will help you to get quick health care without paying anyone. Aside from that, you were treated in standard and especially hospitals by skillful and trustworthy health workers.
Cost Of Health Insurance Plan For International Students In The United States
As at the moment of writing this informative article, health insurance plans for international students in the United States are available between the range of $500 to $2000 annually.
Although, the price may be different depending on the insurance company or institution.
Where You Can Get Health Insurance Plan As An International Student
Private Health Insurance
There are numerous insurance companies in the United States and other countries of the world that offer international student’s health insurance. as an international student. You can buy your health insurance plan from these private health insurance companies.
Through Your College Or University
There are numerous colleges and universities that offer health insurance plans for all students including international students. You can enquire if your college or university offers a health insurance plan for international students.
National Health Service (NHS)
Getting a health insurance plan as an international student depends on your course duration. if your concentration is more than 6 months then you may buy your health insurance plan from the National Health Service. On the other hand, if your course duration is not up to six months in the United States, United Kingdom, or other countries of the world then you can buy your health insurance plan from the available and trusted private insurance companies.
It is very important to take good care of your health so that it will be easy and simple for you to carry out your daily activities especially as an international student.
Buying a health insurance plan is a wise decision for everyone, especially international students that want to be healthy throughout his or her course duration. If you want to get quality healthcare without spending beyond your budget, then a health insurance plan is the best for you.
Most international courses are more than 6 months. That is why it is very important to buy your health insurance plan from the National Health Service when you buy your health insurance plan from the National Health Service as an international student.